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Straight-Line Depreciation Formula. The straight line calculation, as the name suggests, is a straight line drop in asset value. The depreciation of an asset is spread evenly across the life. Last year depreciation = ( (12 - M) / 12) * ( (Cost - Salvage) / Life) And, a life, for example, of 7 years will be depreciated across 8 years.. Search over 10,000 loads available in the US right now, inc: Cars, boats, motorcycles, furniture, moves, freight, household goods, heavy haul, and more. The uShip Shipping Calculator is the most powerful shipping tool on the web, providing instant estimates to ship everything from parcels to boats, a and or furniture to cranes. Future Value Definition. The Future Value Calculator is a financial calculator that will calculate the future value of any lump sump if you simply enter in the present value, interest rate per period, and number of periods. What future value really means essentially is how much a certain amount of money now will be worth in the future assuming a certain interest rate (rate of return).